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FAQ

Leasing Benefits Q&A

GAP Insurance
GAP insurance is standard on all D&M Auto Leasing contracts.
You get the coverage you need if your vehicle is ever totaled or stolen and not recovered.  You are not responsible for the payoff amount if it is higher than the insurance settlement, just pay your deductible.  Even if you rolled in taxes or put no money down your vehicle will be paid off and you will be driving your new lease vehicle right away!

I drive too many miles.
D&M Leasing specializes in high mileage leases.  Consider that as a high mileage driver you depreciate a vehicle quicker and are exposed to more liabilities like accidents and excess wear on the road.  A D&M EZ Lease is designed to manage high mileage use with lower mileage costs for better payments, less liability at lease end with guaranteed residuals and GAP insurance if your vehicle is totaled or stolen.  High mileage drivers save with the EZ Lease at D&M.

I don’t own my car at the end.
As the price of cars increase people are financing them longer and longer and therefore rarely own them outright.  If you typically keep your car seven to eight years or more, leasing may not be for you but most people trade well before then.
If you are unsure about your future needs for a car then it’s best to keep your options open and your liability low with a lease.  Then you can trade the vehicle, use the guaranteed purchase option to own it or simply walk away at lease end.  No matter what decision you make D&M is always there to help you get all the information you need and offer exceptional customer service.

What are the tax write-offs?
Many D&M clients benefit from very favorable tax benefits.  We specialize in business use vehicle leases and offer commercial fleets and even equipment leasing for our clients.  Even if you just want a personal vehicle for business use we have the right lease to suit you and will help you manage your tax benefits.

Why should I do business at D&M Leasing instead of a dealer?
While dealerships are a great place to get a car they rely solely on the sale of their specific vehicle to make their money.  At D&M you can get any make or model at a great price with no haggling.  Often you spend more time at a dealership selecting the car and negotiating a price than you do on your finance arrangements.  Buyers often finance 5, 6, or even 7 years!  This can be an expensive problem in the end.
The D&M EZ Lease is the most consumer friendly lease on the market.  We learn every clients specific situation and personal needs, then customize a lease that works, most often with no money down.  After that we utilize our dealer network to buy your car at the lowest possible fleet price based on our considerable volume buying power.  That guarantees you the best deal.

 













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Mon-Fri: 8:30am - 6pm
Saturday: 9am - 2pm
Sunday: Closed