Leasing
Lease a New Car.
Any Make. Any Model.
D&M finds the exact vehicle you want, builds a lease around how you actually drive, and delivers it to your home or office. One agent handles everything — no runaround, no pressure, no wasted time.
4.99
24,855 DealerRater Reviews
4.85
9,808 Google Reviews
Why Lease a New Car with D&M?
We’ve spent 50+ years refining how we help customers get into the right vehicle. Here’s what makes leasing with D&M different from walking into a dealership.
Any Make, Any Model — New or Used
We are not limited to one brand. We shop across every manufacturer to find the right car at the right price. You are never stuck choosing from whatever is sitting on one dealership’s lot.
Honest, Brand-Neutral Advice
We are brand agnostic, with no agenda to push any particular product. In the traditional model, the salesperson can only offer what’s in stock today. D&M agents speak with thousands of customers every month and give you unbiased advice on what you are considering.
Top Dollar for Your Trade-In
Our used car department finds the highest bidder for your vehicle, and we do the appraisal over the phone. Apply your equity to the new lease, take it back in a check, or do a combination of both. You choose.
Remote Deal & DocuSign
Once we agree on the right lease and vehicle, we submit to the lender remotely, prepare documents electronically, and DocuSign you from your home or office. No need to sit through a long sales pitch with a finance director in person.
Delivered to Your Door
Your agent brings the vehicle to your home or office for delivery and drives away in your trade. The entire transaction happens without you needing to step foot on a lot.
Concierge Experience & Followup
One person knows your situation, knows the gameplan, follows up, and is accountable to make it happen. The goal is a lifelong relationship — taking you from vehicle to vehicle equitably and saving you as much money as possible over time.
Why Is Leasing a New Car Cheaper Than Buying?
A lease is a financing tool that allows you to match your monthly payment to how you use the car. Leasing is less expensive than buying when you compare apples to apples because in a lease, you are paying the car down to a residual value — an amount the bank guarantees the vehicle will be worth at the end of the lease. The bank is on the hook for that guaranteed value, not you.
Rather than paying a higher monthly payment to bring a vehicle all the way down to $0 — and then trying to get your equity back out of the car when you trade it in — leasing locks in your equity upfront. It keeps more of that money in your pocket each month and puts you in a position to trade out at the end in a perfect break-even position.
In Simple Terms
You only pay for the portion of the car you use. That’s why monthly lease payments are lower than loan payments on the same vehicle — and why you’re not stuck hoping the market cooperates when it’s time to move on.
Traditional Loan
48 Months
$1,250/mo
You pay the full value to $0, then try to sell or trade to recover equity.
D&M EZ Lease
48 Months
$792/mo
Equity locked in upfront. Trade out at the end in a break-even position.
Why Lease a New Car with D&M?
Two Common Misconceptions on New Car Leasing
“Leasing a New Car Is Just Renting.”
This is the single biggest misconception about leasing, and it stops a lot of people from even considering it. A lease is a financing tool — just like a loan. It is not renting a car.
Traditional Auto Loan
In a traditional auto loan, you pay principal and interest. The goal is to pay the vehicle all the way down to $0 over the life of the loan. When you are ready for something new, you trade or sell your vehicle on your own in an attempt to recoup the extra money you’ve paid monthly.
Flexible Auto Lease
In a lease, you pay principal and interest — but instead of paying it all the way to $0, you pay it down to what it should be worth when you want to trade out. That value is called the residual, and it is guaranteed by the bank — not by you.
That’s the entire difference. Both are financing. Both involve monthly payments. Both build toward an outcome. The only question is whether you want to pay for the whole car or just the part you use.
“Leases are only 36 months.”
Most dealerships advertise 36-month leases and nothing else. There’s a reason for that — they want you back in the market every 3 years so they can sell you another car. It works great for them. It doesn’t always work great for you.
The right term is the one that matches how you actually use cars. If you like something new every 3 years, a 36-month lease makes sense. If you tend to keep cars for 4-5 years, a longer term gives you a lower payment without forcing you into the market before you’re ready. There’s no single right answer — it depends on you.
50+
Years in Business
1,000+
Leases Monthly
70%+
Repeat & Referral
$1.5-$3k
Avg. Tax Savings
EZ Lease Difference
The EZ Lease is not just a different name for a standard lease. It is a structurally different product that gives you flexibility, transparency, and financial advantages you won’t find anywhere else.
Simple Interest — Just Like a Car Loan
The EZ Lease is constructed with simple interest. It functions exactly like a retail purchase you’re accustomed to. If you ever need out early or want to buy it out, all of the remaining interest is removed from your payoff — just like a traditional car loan. No tricks, no hidden math.
No Early Termination Penalties or Fees
This doesn’t mean you can’t be upside down or walk away from your lease in the middle. But many other leases charge thousands of dollars in penalties or fees on top of your contractual payoff if you need out early or try to trade in your vehicle at another dealership. That never happens in an EZ Lease. Your payoff is your payoff.
Market-Based Residual
The EZ Lease is built with a market-based residual — the value you pay the vehicle down to. All that matters if anything changes and you need out before the end is what you owe and what your car is worth. In an EZ Lease, more of your payment goes to principal and less to interest, so you carry a lower payoff down the road. That makes it much easier to go from car to car. Since we launched the EZ Lease, less than 5% of customers have turned their vehicle in at the end and walked away — the vast majority trade right into their next one.
Tax Savings on Every Future Deal
All EZ Leases are titled in D&M’s name. That means we can use your lease as a trade-in to offset the sales tax on your future deals — regardless of what brand you choose next. Texas charges 6.25% sales tax when a vehicle is titled, whether it’s a lease or a regular loan. If you lease through the manufacturer, that vehicle is titled in their name. Even if you go back to the same place, you likely won’t be able to use your car as a tax credit. With D&M, you can switch brands as many times as you want and enjoy an average of $1,500–$3,000 in tax savings each and every time — because they are always titled in our name.
Technology-Driven Lease Management
We’ve invested in technology that helps our agents follow up and manage the back-end of your lease. We are extremely proactive on the back side of your deal — timing the market, watching incentives, and letting you know the moment you are in a position to get into something new. We then remotely handle the entire process again from start to finish.
D&M FAQs
Does D&M Really Lease Any Vehicle?
Yes! D&M Leasing will deliver any make, any model vehicle right to your doorstep. No matter what type of trim, color or body style, options and integrated gadgets you want in a vehicle, D&M can get it. We have been around since 1976 and are the largest consumer leasing company in America. Browse the vehicles above to find your next lease and take advantage of the best car lease deals we offer.
How to Calculate Your Car Lease Payment
D&M Leasing has set up over 40,000 active leases in some of the most competitive markets in the United States for our clients. We leverage our position in the market to get you the best car lease deals with the lowest rates of any consumer lease on the market.
Do You Need a Down Payment to Lease a Car?
No! The vast majority of D&M clients make no down payment for a car lease and enjoy monthly payments that are up to 50% lower than financing.
Does D&M Offer High Milage Lease Programs?
Many years ago leasing was created for high mileage drivers. There are leases on the market with strict mileage restrictions, but not the EZ Lease. With D&M’s EZ Lease, get flexible mileage, the lowest rates, and the best high mileage lease offers around.
Customer Reviews
“This was my first experience working with a leasing company and D&M exceeded all my expectations. Our consultant was exceptional! He’s quick, thorough and makes sure you are 100% happy. As soon as I started working with him, I felt comfortable relying …”
D. Mayotte
DealerRater
“Our leasing consultant did what I like someone in her role to do. She did not try to sell me a vehicle. I prefer dealing with people who put relationships first. We established transparency and trust, therefore I took a chance. With service like this, she will have a repeat customer.”
Roderick M.
Google Review
Our representative at D&M Leasing is hands down the BEST in the business. I just got my Sentra and the entire process was shockingly easy. No dealership drama, no wasted time, no back-and-forth nonsense — just fast, professional, and completely seamless …”
JT Nadeau
DealerRater
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